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Home > Archives for Homeowners

February 26, 2020

Why You Need an Umbrella Policy

Updated February 26, 2020 What Is Umbrella Insurance? Umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main ...
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Filed Under: Homeowners

February 5, 2020

I run a business from my home. What coverage do I need?

Home Office

Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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Filed Under: Homeowners

January 22, 2020

Preventing Claims While You are Away from Home

Prevent home damage from pests

If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
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Filed Under: Homeowners

September 15, 2019

Preparing Your Home for Fall and Winter

Home in Fall

Summer is coming to an end and that means cold weather is just around the corner. Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe. Check for drafts around ...
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Filed Under: Homeowners

July 17, 2019

What coverage do I need if I rent a home or apartment?

Rental apartment

When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.  What is Renters Insurance?  Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.  What Does Renters ...
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Filed Under: Homeowners

March 6, 2019

Underground Utility Lines and Equipment Breakage Coverage

Neighborhood

As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of. Service Line Coverage Most homeowners don't realize they are responsible for the underground service lines that run from the ...
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Filed Under: Homeowners

January 22, 2019

How To Minimize Insurance Surcharges

Home and Auto Insurance

Updated January 22, 2019 As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance. What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies ...
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Filed Under: Auto, Homeowners

July 23, 2018

Insuring Your College Student

Off to college?

It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do! Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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Filed Under: Auto, Homeowners, Life & Health

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TR Insurance Group

346 East Main Street
Collegeville, PA 19426
[email protected]
610 489 6911
Fax: 610.489.9619
Toll Free: 800.222.3340

We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.

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