Home renovations can increase the value of your home. When you undertake a home renovation, you’ll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
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Rental Property Insurance
Who’s responsible for what? If you own a rental property, you should be clear on what your responsibilities are and what are the responsibilities of the tenant.
Landlord Insurance
If you’ve invested in a rental property, you’ll want to make sure you have the right coverage to protect your investment in case of loss.
Landlord insurance policies ...
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Underground Utility Lines and Equipment Breakage Coverage
As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of.
Service Line Coverage
Most homeowners don't realize they are responsible for the underground service lines that run from the ...
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Insuring Your Powersport Vehicles
Springtime is here and that means it’s time to get outside and enjoy the nice weather on your favorite powersport vehicles. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Motorcycles and Motorbikes
On-road ...
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Why You Need an Umbrella Policy
What Is Umbrella Insurance?
Umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of your ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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How To Minimize Insurance Surcharges
As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies generally charge for prior ...
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What coverage do I need if I rent a home or apartment?
When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.
What is Renters Insurance?
Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.
What ...
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