It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Getting a student ready for college comes with a long to-do list. Between dorm shopping, move-in day, and helping them prepare ...
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Flood Insurance: Your Questions Answered
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. Neither standard homeowners, ...
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How to Create a Home Inventory
Would you be able to remember everything you own if it were lost in a fire, theft, or natural disaster? Most people cannot. That is why having an up-to-date home inventory is one of the smartest and simplest ways to protect yourself.
A home inventory helps speed up your insurance claim, supports documentation for tax purposes, and ...
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How Roof Age Can Affect Your Home Insurance Coverage
After a major storm, the last thing you want is a surprise from your insurance company. But for many homeowners, that is exactly what happens when they file a roof claim. In a lot of those cases, the issue comes down to something they had never thought to check: the age of their roof.
This is worth understanding before you ever need to file a ...
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Why You Need an Umbrella Policy
Should I Purchase Liability Insurance?
If you own a home, drive a car, have a pool, post on social media, or have teenagers behind the wheel, the better question might be: can you afford not to?
A personal liability umbrella policy is designed to protect you when a claim exceeds the limits of your home, auto, or renters insurance. ...
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What coverage do I need if I rent a home or apartment?
When you rent a home or apartment, it’s easy to assume your landlord’s insurance will protect your belongings. In reality, that coverage only applies to the building itself, not what’s inside it. That’s where renters insurance comes in.
What is Renters Insurance?
Renters insurance helps protect your personal belongings if they’re ...
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Preparing Your Home for Fall and Winter
Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around edges of windows and doors.
If your home has central air conditioning and the ...
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How should jewelry and other valuable items be insured?
Your homeowner’s policy might not fully protect your most treasured possessions, and you might not even realize it until it’s too late. Certain classes of personal property often have limited coverage under a standard policy. These can include:
Cash – Physical currency kept in your home.
Coins – Collectible or rare coins you’ve purchased or ...
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