Summer is coming to an end and that means cold weather is just around the corner. Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around ...
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What coverage do I need if I rent a home or apartment?
When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.
What is Renters Insurance?
Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.
What Does Renters ...
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Underground Utility Lines and Equipment Breakage Coverage
As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of.
Service Line Coverage
Most homeowners don't realize they are responsible for the underground service lines that run from the ...
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How To Minimize Insurance Surcharges
Updated January 22, 2019
As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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Remodeling Your Home
Home remodeling is making a comeback - studies estimate that Americans will spend $340 billion on home remodeling in 2018. But during this fix-up frenzy, many homeowners will be exposed to financial risk.
One-in-four home remodeling projects increase the value of a home by more than 25%. But too few consumers consider increasing their ...
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Summer Safety Reminders
Summertime is finally here which means you’re probably looking forward to upcoming vacations! We want to make sure you’re safe while you and your family are traveling. Here’s a checklist to make sure you have a safe and fun trip this summer:
Carry Your Medication - If you have medications make sure to carry them on you with labels in the event ...
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How should jewelry and other valuable items be insured?
The homeowner’s policy generally provides limited coverage for certain classes of personal property. These classes include:
Cash
Coins
Furs
Firearms
Silverware
Business property
Jewelry
If you want to add additional coverage to your policy to cover your valuables, there are a couple of steps you should take to make sure ...
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