Updated January 30, 2023
Has your homeowners insurance premium gone up? We have been getting a lot of calls lately about the rise in homeowners insurance rates, and want to discuss a few of the factors that are contributing to this increase, and what you as a homeowner might want to do about it.
Inflation and Supply Chain Issues
When ...
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How to Create a Home Inventory
Updated January 9, 2023
Would you be able to remember all the possessions you have if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return, and help you purchase the correct amount of insurance.
Start by making a ...
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Preparing Your Home for Fall and Winter
Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around edges of windows and doors.
If your home has central air conditioning and the ...
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Rental Property Insurance
Updated August 1, 2022
Who’s responsible for what? If you own a rental property, you should be clear on what your responsibilities are and what are the responsibilities of the tenant.
Landlord Insurance
If you’ve invested in a rental property, you’ll want to make sure you have the right coverage to protect your investment in case of ...
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Underground Utility Lines and Equipment Breakage Coverage
Updated September 21, 2021
As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of.
Service Line Coverage
Most homeowners don't realize they are responsible for the underground ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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Home Renovations and Your Insurance
Home renovations can increase the value of your home. When you undertake a home renovation, you'll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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