Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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How should jewelry and other valuable items be insured?
The homeowner’s policy generally provides limited coverage for certain classes of personal property. These classes include:
Cash
Coins
Furs
Firearms
Silverware
Business property
Jewelry
If you want to add additional coverage to your policy to cover your valuables, there are a couple of steps you should take to make sure ...
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Pet Insurance
It’s important to insure the things you love. For many people that means making sure your pets are insured! At TR Insurance we now have available a pet insurance program to help you meet your pet’s needs.
Coverage is available for accident and illnesses, and there is also an optional preventative care add-on.
Choose from a selection of ...
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Homeowners Program Changes (Updates)
As of October 2016, one of our carriers (Mutual Benefit) migrated from the 1991 homeowners policy form (Insurance Service Office) to the 2011 version.
There are some coverage changes that may require your attention. Many of these coverage changes are already reflected in the current policy forms in use by other agency carriers. Therefore, this ...
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Strong Passwords Help Protect You Online
Would it surprise you to know that “123456” and “password” are the two most common passwords in use? It’s true. They aren’t very secure, but people still regularly use those two passwords, and a bunch of other very weak passwords. See the top 25 most popular passwords of 2015 here.
Passwords are a hassle, but it is important you take cyber ...
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Thinking About Getting a Drone?
Content provided by IA&B
If your child (or you) own a drone, it would be prudent to take a look at your homeowners’ insurance to see if you’re covered for any mishaps that can occur. In addition, be aware that drones weighing more than half a pound must be registered by their owners with the Federal Aviation Administration ...
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Online Home Sharing – Are You Covered?
If you’re planning to rent a home to guests via an online home-sharing website, or if you’re using one to find a summer vacation rental yourself, it’s important to have the right insurance protection. The National Association of Insurance Commissioners (NAIC) has answers to the most frequently asked home-sharing insurance questions.
What ...
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Are You Protected Online?
You can't be too careful online these days. Did you know we have options for you to protect yourself in the event of identity theft, a loss of business data, or in the event of a data breach?
Protecting Yourself Online
Your homeowners insurance policy protects you if severe weather damages your electronics or if a visitor falls and is injured ...
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