Updated September 11, 2017
Would you be able to remember all the possessions you have if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return, and help you purchase the correct amount of insurance.
Start by making a ...
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Homeowners Program Changes (Updates)
As of October 2016, one of our carriers (Mutual Benefit) migrated from the 1991 homeowners policy form (Insurance Service Office) to the 2011 version.
There are some coverage changes that may require your attention. Many of these coverage changes are already reflected in the current policy forms in use by other agency carriers. Therefore, this ...
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Strong Passwords Help Protect You Online
Would it surprise you to know that “123456” and “password” are the two most common passwords in use? It’s true. They aren’t very secure, but people still regularly use those two passwords, and a bunch of other very weak passwords. See the top 25 most popular passwords of 2015 here.
Passwords are a hassle, but it is important you take cyber ...
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Thinking About Getting a Drone?
Content provided by IA&B
If your child (or you) own a drone, it would be prudent to take a look at your homeowners’ insurance to see if you’re covered for any mishaps that can occur. In addition, be aware that drones weighing more than half a pound must be registered by their owners with the Federal Aviation Administration ...
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Online Home Sharing – Are You Covered?
If you’re planning to rent a home to guests via an online home-sharing website, or if you’re using one to find a summer vacation rental yourself, it’s important to have the right insurance protection. The National Association of Insurance Commissioners (NAIC) has answers to the most frequently asked home-sharing insurance questions.
What ...
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Are You Protected Online?
You can't be too careful online these days. Did you know we have options for you to protect yourself in the event of identity theft, a loss of business data, or in the event of a data breach?
Protecting Yourself Online
Your homeowners insurance policy protects you if severe weather damages your electronics or if a visitor falls and is injured ...
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Lightning Safety Myths & Facts
MYTH: Lightning never strikes twice in the same place.
FACT: Lightning often strikes the same place repeatedly, especially if it’s a tall, pointy, isolated object. The Empire State Building is hit nearly 100 times a year.
MYTH: If it’s not raining and there are no clouds directly overhead, you’re safe from ...
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Is It Time To Increase The Deductible On Your Homeowners Policy?
We have had many years of severe weather with an increased frequency of claims for wind, hail and water damage, including water backup/sump overflow. This claim frequency has resulted in increased rates for homeowners insurance and other property insurance lines. When the industry pays out more than it collects in premiums for a line of coverage ...
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