Updated August 22, 2022
OSHA estimates that nearly 6.5 million people work at approximately 252,000 construction sites across the nation on any given day. Hazardous work conditions means that the fatal injury rate for the construction industry is higher than the national average for other industries. As a general contractor, there are many ...
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Thinking of Starting a Small Business? Insurance Considerations.
Updated June 7, 2022
If you are considering a new business venture or recently opened your first business, there are some important insurance decisions to consider. Business insurance protects you from accidents, natural disasters, and unexpected costs.
“Gotta” Have Vs. Should Have
Although many types of insurance policies and packages ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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What’s Your Business Risk for Cyber-Related Claims?
In today's world, doing business online is an everyday occurrence, but for businesses it does carry increased risks. Do you know what your exposure is? TR Insurance is pleased to offer Cyber Liability insurance. To find out if you may need this type of protection, take this 10-question quiz. Your answers to the questions below help determine your ...
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Contractors Professional Liability
Contractors Professional Liability and Job Site Pollution Coverage Now Available from Mutual Benefit!
For many years Mutual Benefit has offered one of the most competitively priced contractors policies in Pennsylvania. We have hundreds of accounts written under this program. The minimum premium of $500 will cover many small contractors risks ...
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Prevent These Common Business Site Risks
Have you taken the time to evaluate your business’ surroundings? It’s a good idea to be on the lookout to protect not only your employees, but also customers from common business site risks.
Snow and ice can often hide damaged areas where people are prone to get injured, so it’s important to start these safety checks now in order to prevent ...
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Strong Passwords Help Protect You Online
Would it surprise you to know that “123456” and “password” are the two most common passwords in use? It’s true. They aren’t very secure, but people still regularly use those two passwords, and a bunch of other very weak passwords. See the top 25 most popular passwords of 2015 here.
Passwords are a hassle, but it is important you take cyber ...
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Did You Receive an Audit Reminder?
As you may know, workers compensation and some general liability policies are subject to an audit.
A Good Faith Estimate…
The premium basis for workers compensation policies is based on payroll and depending on the classification the premium basis for general liability policies can be payroll, sales, area, admissions, or some other factor. For ...
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