Updated June 12, 2019
Life insurance is something no one likes to think about. If you're one of LIMRA's estimated 40% of Americans who don't know how much or which kind of life insurance they should buy, you may not even know where to begin. Here's a few commonly asked life insurance questions and answers:
Who needs life insurance and how much ...
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The Collision Damage Waiver: Do I Need It?
Updated June 2019
Planning to rent a car for your summer vacation or a weekend getaway? Wondering what sort of auto coverage you need? Here are the answers to some commonly asked rental questions, courtesy of Insurance Agents & Brokers of Pennsylvania.
Q) I'm going on vacation and plan to rent a car. I've been told my personal auto ...
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What You Need to Know About Boat Insurance
If you own a boat, you know it is a great way to spend time outdoors with friends and family. While you may not be required by the state to carry boat insurance, it is probably a good idea anyway. If you have a loan on your boat or you dock it in a marina, your homeowner's policy may not be enough insurance to satisfy the necessary ...
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Is trip cancellation insurance part of your vacation planning?
If you’ve ever had to cancel a long-anticipated vacation because of a family emergency or had a scheduled flight cancelled or rerouted when a hurricane came ashore at your final destination, chances are you’ve had to absorb some or all of the costs. Maybe your cruise deposit was not refundable, or you had to pay for a hotel room to spend the night ...
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Contractor Safety Tips
OSHA estimates that nearly 6.5 million people work at approximately 252,000 construction sites across the nation on any given day. Hazardous work conditions means that the fatal injury rate for the construction industry is higher than the national average for other industries. As a general contractor, there are many hazards you should be aware of ...
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Underground Utility Lines and Equipment Breakage Coverage
As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of.
Service Line Coverage
Most homeowners don't realize they are responsible for the underground service lines that run from the ...
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How To Minimize Insurance Surcharges
Updated January 22, 2019
As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies ...
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Drive for Uber or Lyft?
Driving for Uber or Lyft? Better check your auto insurance policy – there are gaps!
When you drive for a Transportation Network Company (TNC) like Uber or Lyft, your car becomes a commercial vehicle since you are providing a livery service for a fee which is excluded on a personal auto policy. Just because Uber says they have a policy that will ...
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