Most health insurance plans offer emergency coverage within the United States, should you happen to be traveling outside your coverage area for a short period of time. But what about when you travel abroad? Medicare does not pay for medical expenses incurred outside the US and its territories. Even if you’re under 65, your health insurance may be ...
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Summer Safety Reminders
Summertime is finally here which means you’re probably looking forward to upcoming vacations! We want to make sure you’re safe while you and your family are traveling. Here’s a checklist to make sure you have a safe and fun trip this summer:
Carry Your Medication - If you have medications make sure to carry them on you with labels in the event ...
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How should jewelry and other valuable items be insured?
The homeowner’s policy generally provides limited coverage for certain classes of personal property. These classes include:
Cash
Coins
Furs
Firearms
Silverware
Business property
Jewelry
If you want to add additional coverage to your policy to cover your valuables, there are a couple of steps you should take to make sure ...
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Rental Property Insurance
Who’s Responsible for What? If you own a rental property, you should be clear on what your responsibilities are and what are the responsibilities of the tenant.
Landlord Insurance
If you’ve invested in a rental property, you’ll want to make sure you have the right coverage to protect your investment in case of loss.
Landlord insurance policies ...
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Time for a Road Trip?
It’s that time of year again, when motorcycles and their riders come out of hibernation and hit the road. It’s a time when both cycle drivers and auto/truck drivers must be more alert and aware.
For the cycle drivers and riders keep the following in mind:
Do your part to ride safely. 22% of riders killed in crashes were not licensed at ...
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How should I handle the reporting of auto insurance claims?
In many cases, you should report auto insurance claims promptly to the agency. Some carriers prefer that claims be reported directly to the insurance company. They provide 800 numbers which claim 24-hour service in reporting claims. However, most insurance company claim departments are not open on evenings or weekends and claim reporting is ...
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Medicare Checklist
Turning 65 soon? Already 65 and losing your coverage through an employer or group? Make sure you’re ready to get the most out of your new Medicare benefits.
Most working Americans are automatically enrolled in Medicare Part A (hospital insurance) on the first day of the month in which they turn 65 years of age (or the month before, for those ...
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Contractors Professional Liability
Contractors Professional Liability and Job Site Pollution Coverage Now Available from Mutual Benefit!
For many years Mutual Benefit has offered one of the most competitively priced contractors policies in Pennsylvania. We have hundreds of accounts written under this program. The minimum premium of $500 will cover many small contractors risks ...
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We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.