The Open Enrollment Period for Medicare Advantage and Medicare Part D Prescription Drug Plans begins October 15 and ends December 7. During this time, Medicare beneficiaries can review their current coverage and make changes for 2027.
Medicare Advantage plans are generally HMO and PPO plans offered by private insurance companies that contract ...
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How should I handle the reporting of auto insurance claims?
In many cases, you should promptly report auto insurance claims to your insurance agency. Some carriers prefer that you report claims directly to the insurance company and provide 24-hour claim reporting numbers. Keep in mind that a third-party service may handle after-hours calls and may not have detailed information about your specific policy or ...
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General Liability vs. Professional Liability: What’s the Difference?
Running a business comes with risk, but not every business faces the same kind of risk. A customer could slip and fall at your office. An employee could accidentally damage a client's property. Or a client could claim that a mistake in your professional services cost them money.
Those situations sound very different because they are. And they ...
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Life Insurance 101
Life insurance is something no one likes to think about. If you're one of LIMRA's estimated about three-quarters of Americans overestimate the true cost of a basic term life insurance policy. Here's a few commonly asked life insurance questions and answers:
Who needs life insurance and how much do I need?
If you have young children or someone ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Getting a student ready for college comes with a long to-do list. Between dorm shopping, move-in day, and helping them prepare ...
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PVCC Reading Phillies Night
TR Insurance is a sponsor for Perkiomen Valley Chamber of Commerce Night at the Reading Fightin Phils.
This year’s game is Wednesday, July 29, against the Binghamton Rumble Ponies. We will have some general admission tickets, which guarantee your entry into the ballpark, but do not guarantee a seat. The game is scheduled to start at 7:00 PM and ...
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Flood Insurance: Your Questions Answered
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. Neither standard homeowners, ...
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Prepare for Summer Heat
Whether you’re managing a team that works outdoors or simply spending more time outside during the summer months, heat-related illnesses are a serious risk that shouldn’t be overlooked. High temperatures and prolonged sun exposure can quickly become dangerous without the right precautions.
Understanding the warning signs of heat exhaustion and ...
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