Updated January 30, 2023
Has your homeowners insurance premium gone up? We have been getting a lot of calls lately about the rise in homeowners insurance rates, and want to discuss a few of the factors that are contributing to this increase, and what you as a homeowner might want to do about it.
Inflation and Supply Chain Issues
When ...
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How to Create a Home Inventory
Updated January 9, 2023
Would you be able to remember all the possessions you have if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return, and help you purchase the correct amount of insurance.
Start by making a ...
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Preparing Your Home for Fall and Winter
Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around edges of windows and doors.
If your home has central air conditioning and the ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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Home Renovations and Your Insurance
Home renovations can increase the value of your home. When you undertake a home renovation, you'll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
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Learn, Share, Save a Life
Summer is finally here! Backyard swimming pools are a great place to spend time with family and friends during the summer months, but pool ownership also comes with responsibility.
We want everyone to have a safe and fun time at the pool, which is why educating yourself on pool safety is very important.
Drowning is the leading cause of ...
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I run a business from my home. What coverage do I need?
Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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Preventing Claims While You are Away from Home
If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
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