Updated September 21, 2021
As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of.
Service Line Coverage
Most homeowners don't realize they are responsible for the underground ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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Home Renovations and Your Insurance
Home renovations can increase the value of your home. When you undertake a home renovation, you'll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
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Learn, Share, Save a Life
Summer is finally here! Backyard swimming pools are a great place to spend time with family and friends during the summer months, but pool ownership also comes with responsibility.
We want everyone to have a safe and fun time at the pool, which is why educating yourself on pool safety is very important.
Drowning is the leading cause of ...
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Why You Need an Umbrella Policy
Updated February 26, 2020
What Is Umbrella Insurance?
Umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main ...
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I run a business from my home. What coverage do I need?
Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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Preventing Claims While You are Away from Home
If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
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Remodeling Your Home
Home remodeling is making a comeback - studies estimate that Americans will spend $340 billion on home remodeling in 2018. But during this fix-up frenzy, many homeowners will be exposed to financial risk.
One-in-four home remodeling projects increase the value of a home by more than 25%. But too few consumers consider increasing their ...
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