Open enrollment for individuals who purchase their own health insurance starts November 1 this year. Enrollment runs from November 1, 2019 to December 15, 2019. This is your annual opportunity to purchase or change individual health insurance coverage. If you sign up during the open enrollment period, you are covered as of January 1, 2020.
If ...
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Medicare Open Enrollment for 2020 Coverage
The Open Enrollment Period for Medicare Advantage and Medicare Part D Prescription Drug Plans begins on October 15th and ends on December 7th. Medicare Advantage plans are generally HMO and PPO plans offered by commercial insurance companies that have a contract with Medicare to offer plans with benefits similar to Original Medicare. Most Medicare ...
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Life Insurance 101
Updated June 12, 2019
Life insurance is something no one likes to think about. If you're one of LIMRA's estimated 40% of Americans who don't know how much or which kind of life insurance they should buy, you may not even know where to begin. Here's a few commonly asked life insurance questions and answers:
Who needs life insurance and how much ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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Travel Medical
Most health insurance plans offer emergency coverage within the United States, should you happen to be traveling outside your coverage area for a short period of time. But what about when you travel abroad? Medicare does not pay for medical expenses incurred outside the US and its territories. Even if you’re under 65, your health insurance may be ...
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Medicare Checklist
Turning 65 soon? Already 65 and losing your coverage through an employer or group? Make sure you’re ready to get the most out of your new Medicare benefits.
Most working Americans are automatically enrolled in Medicare Part A (hospital insurance) on the first day of the month in which they turn 65 years of age (or the month before, for those ...
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Independence Blue Cross and Local Hospitals
Recently, you may have received a notice from Independence Blue Cross regarding changes to their network of providers. This was due to the recent acquisition of several local hospitals and medical offices by Tower Health* (formerly Reading Health System). This nullified existing contractual agreements between the acquired facilities and ...
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Don’t Let Your Holidays Be Hazardous
The holidays are said to be the most wonderful time of the year. Families all over are decorating their homes, cars, and offices for the holiday season, as well as braving the crowds to select the perfect gift for family and friends.
While the holidays are full of magic and excitement, it is important to remember the hazards that can occur ...
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