Updated August 22, 2022
OSHA estimates that nearly 6.5 million people work at approximately 252,000 construction sites across the nation on any given day. Hazardous work conditions means that the fatal injury rate for the construction industry is higher than the national average for other industries. As a general contractor, there are many ...
[Read more]
Thinking of Starting a Small Business? Insurance Considerations.
Updated June 7, 2022
If you are considering a new business venture or recently opened your first business, there are some important insurance decisions to consider. Business insurance protects you from accidents, natural disasters, and unexpected costs.
“Gotta” Have Vs. Should Have
Although many types of insurance policies and packages ...
[Read more]
5 Tips for Parents of New Drivers
Starting a new teen driver out on the road can be a stressful experience. Teen drivers are less experienced and more accident-prone than their parents, thus, they usually cost more to insure. For these reasons, we tend to make safe driving habits the highest priority in those first formative years between the learner’s permit and the high school ...
[Read more]
Medicare Checklist
Updated May 10, 2022
Turning 65 soon? Already 65 and losing your coverage through an employer or group? Make sure you’re ready to get the most out of your new Medicare benefits.
Most working Americans are automatically enrolled in Medicare Part A (hospital insurance) on the first day of the month in which they turn 65 years of age (or the ...
[Read more]
Life Insurance 101
Updated April 25,2022
Life insurance is something no one likes to think about. If you're one of LIMRA's estimated 40% of Americans who don't know how much or which kind of life insurance they should buy, you may not even know where to begin. Here's a few commonly asked life insurance questions and answers:
Who needs life insurance and how much ...
[Read more]
Want to Drive for Uber or DoorDash?
Updated April 11, 2022
Uber and Lyft are now more than just convenient rideshare apps. Delivery services are on the rise through apps like Uber Eats, GrubHub, and DoorDash and while they are easy to use through their mobile apps and affordable for consumers, confusion can arise for working drivers – especially when it comes to understanding ...
[Read more]
Auto Gap Insurance
With cars selling for significantly over the sticker price right now, you may be offered gap insurance when you purchase your vehicle. Should you get it? Your auto policy may cover the value of your vehicle if it is totaled or stolen, but what happens if you owe more on your loan or lease than what your vehicle is worth?
What is Gap ...
[Read more]
Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
[Read more]
We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.