Updated April 7, 2020
Life insurance is something no one likes to think about. If you're one of LIMRA's estimated 40% of Americans who don't know how much or which kind of life insurance they should buy, you may not even know where to begin. Here's a few commonly asked life insurance questions and answers:
Who needs life insurance and how much ...
[Read more]
Wedding and Special Event Coverage
Imagine you’re planning your dream destination wedding where the venue is a breathtaking beach in the Caribbean. All your plans are falling into place and you’re only a few days out when weather reports predict a category four hurricane is supposed to make landfall. What are you supposed to do? How will you get reimbursed for the money you’ve put ...
[Read more]
Why You Need an Umbrella Policy
Updated February 26, 2020
What Is Umbrella Insurance?
Umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main ...
[Read more]
I run a business from my home. What coverage do I need?
Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
[Read more]
Preventing Claims While You are Away from Home
If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
[Read more]
Thinking of Starting a Small Business? Insurance Considerations.
If you are considering a new business venture or recently opened your first business, there are some important insurance decisions to consider. Business insurance protects you from accidents, natural disasters, and unexpected costs.
Common Types of Business Insurance
General liability insurance - One of the more important coverages a business ...
[Read more]
Preparing Your Home for Fall and Winter
Summer is coming to an end and that means cold weather is just around the corner. Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around ...
[Read more]
What coverage do I need if I rent a home or apartment?
When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.
What is Renters Insurance?
Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.
What Does Renters ...
[Read more]
We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.