As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies generally charge for prior ...
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What coverage do I need if I rent a home or apartment?
When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.
What is Renters Insurance?
Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.
What ...
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What You Need to Know About Boat Insurance
If you own a boat, you know it is a great way to spend time outdoors with friends and family. While your state may not require you to carry boat insurance, it is probably a good idea anyway. If you have a loan on your boat or you dock it in a marina, your homeowner's policy may not be enough insurance to satisfy the necessary requirements.
What Is ...
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Summer Safety Reminders
Updated May 15, 2023
Summertime is finally here which means you’re probably looking forward to upcoming vacations! We want to make sure you’re safe while you and your family are traveling. Here’s a checklist to make sure you have a safe and fun trip this summer:
Carry Your Medication - If you have medications make sure to carry them on you ...
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Time for a Road Trip?
Updated March 1, 2023
It’s that time of year again, when motorcycles and their riders come out of hibernation and hit the road. It’s a time when both cycle drivers and auto/truck drivers must be more alert and aware.
For the cycle drivers and riders keep the following in mind:
Do your part to ride safely. 22% of riders killed in ...
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Homeowner’s Rates on the Rise
Updated January 30, 2023
Has your homeowners insurance premium gone up? We have been getting a lot of calls lately about the rise in homeowners insurance rates, and want to discuss a few of the factors that are contributing to this increase, and what you as a homeowner might want to do about it.
Inflation and Supply Chain Issues
When ...
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How to Create a Home Inventory
Updated January 9, 2023
Would you be able to remember all the possessions you have if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return, and help you purchase the correct amount of insurance.
Start by making a ...
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5 Tips for Parents of New Drivers
Starting a new teen driver out on the road can be a stressful experience. Teen drivers are less experienced and more accident-prone than their parents, thus, they usually cost more to insure. For these reasons, we tend to make safe driving habits the highest priority in those first formative years between the learner’s permit and the high school ...
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