As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies generally charge for prior ...
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What coverage do I need if I rent a home or apartment?
When you rent a home or apartment you want to make sure your possessions are covered in the event of damage or loss.
What is Renters Insurance?
Renters insurance provides coverage for lost, stolen, or damaged items. Renters insurance also provides coverage in the event of injury to someone else on a property you rent.
What ...
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Summer Safety Reminders
Updated May 15, 2023
Summertime is finally here which means you’re probably looking forward to upcoming vacations! We want to make sure you’re safe while you and your family are traveling. Here’s a checklist to make sure you have a safe and fun trip this summer:
Carry Your Medication - If you have medications make sure to carry them on you ...
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Homeowner’s Rates on the Rise
Updated January 30, 2023
Has your homeowners insurance premium gone up? We have been getting a lot of calls lately about the rise in homeowners insurance rates, and want to discuss a few of the factors that are contributing to this increase, and what you as a homeowner might want to do about it.
Inflation and Supply Chain Issues
When ...
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How to Create a Home Inventory
Updated January 9, 2023
Would you be able to remember all the possessions you have if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return, and help you purchase the correct amount of insurance.
Start by making a ...
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Preparing Your Home for Fall and Winter
Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe.
Check for drafts around edges of windows and doors.
If your home has central air conditioning and the ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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Wedding and Special Event Coverage
Imagine you’re planning your dream destination wedding where the venue is a breathtaking beach in the Caribbean. All your plans are falling into place and you’re only a few days out when weather reports predict a category four hurricane is supposed to make landfall. What are you supposed to do? How will you get reimbursed for the money you’ve put ...
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We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.