Updated January 22, 2019
As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies ...
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Drive for Uber or Lyft?
Driving for Uber or Lyft? Better check your auto insurance policy – there are gaps!
When you drive for a Transportation Network Company (TNC) like Uber or Lyft, your car becomes a commercial vehicle since you are providing a livery service for a fee which is excluded on a personal auto policy. Just because Uber says they have a policy that will ...
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Beware of Flood Damage to Used Cars
If you’re in the market for a pre-owned vehicle, you’ll want to use extra caution making your purchase following devastating flooding due to recent hurricanes. There have been reports of flood damaged vehicles being re-sold to unsuspecting buyers throughout the country.
Identifying a Flood Damaged Vehicle
The National Association of Insurance ...
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Getting a New Vehicle?
Whether it’s your first or fifth time purchasing a car, there are many exciting and difficult questions you’re asking yourself. Do I want a SUV or a sedan? Will I purchase new or used? Do I like the white or the silver color? You should also consider how the car you choose will impact your insurance premiums.
New Car or Used Car
There are pros ...
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Insuring Your College Student
It’s that time of year when parents are sending kids back to school. You may think that the days of the back-to-school checklists are over once you have a college student, but often times there is even more to do!
Along with pricey textbooks, laptops, dorm rooms, and thinking of how you will survive with your baby away from home, you also need ...
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Time for a Road Trip?
It’s that time of year again, when motorcycles and their riders come out of hibernation and hit the road. It’s a time when both cycle drivers and auto/truck drivers must be more alert and aware.
For the cycle drivers and riders keep the following in mind:
Do your part to ride safely. 22% of riders killed in crashes were not licensed at ...
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How should I handle the reporting of auto insurance claims?
In many cases, you should report auto insurance claims promptly to the agency. Some carriers prefer that claims be reported directly to the insurance company. They provide 800 numbers which claim 24-hour service in reporting claims. However, most insurance company claim departments are not open on evenings or weekends and claim reporting is ...
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The Collision Damage Waiver: Do I Need It?
Updated June 2017
Planning to rent a car for your summer vacation or a weekend getaway? Wondering what sort of auto coverage you need? Here are the answers to some commonly asked rental questions, courtesy of Insurance Agents & Brokers of Pennsylvania.
Q) I'm going on vacation and plan to rent a car. I've been told my personal auto ...
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