Updated January 22, 2019
As you may know, credit scores and claim history are big factors in determining your rate for auto and homeowners insurance.
What you may not know, is that when we quote rates for our clients on a new homeowners policy, if you have two or more claims, most markets will decline to offer coverage. Homeowners policies ...
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Beware of Flood Damage to Used Cars
If you’re in the market for a pre-owned vehicle, you’ll want to use extra caution making your purchase following devastating flooding due to recent hurricanes. There have been reports of flood damaged vehicles being re-sold to unsuspecting buyers throughout the country.
Identifying a Flood Damaged Vehicle
The National Association of Insurance ...
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Getting a New Vehicle?
Whether it’s your first or fifth time purchasing a car, there are many exciting and difficult questions you’re asking yourself. Do I want a SUV or a sedan? Will I purchase new or used? Do I like the white or the silver color? You should also consider how the car you choose will impact your insurance premiums.
New Car or Used Car
There are pros ...
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Time for a Road Trip?
It’s that time of year again, when motorcycles and their riders come out of hibernation and hit the road. It’s a time when both cycle drivers and auto/truck drivers must be more alert and aware.
For the cycle drivers and riders keep the following in mind:
Do your part to ride safely. 22% of riders killed in crashes were not licensed at ...
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Want to drive for Uber or Lyft?
Uber and Lyft are designed to offer a more convenient and connected version of taxis. While they are easy to use through their mobile apps and affordable for consumers, confusion can arise for working drivers - especially when it comes to understanding insurance coverages. Here are some things to consider before joining this hot ride-hailing ...
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Auto Insurance – What’s New
In April 2016, both Penn National and Safeco introduced new telematics insurance products. Telematics-based policies rely on the merging of telecommunications and informatics data—your cars GPS and navigation, an onboard device and possibly a smart phone app—to track your driving habits. These usage based products provide opportunities for ...
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Lightning Safety Myths & Facts
MYTH: Lightning never strikes twice in the same place.
FACT: Lightning often strikes the same place repeatedly, especially if it’s a tall, pointy, isolated object. The Empire State Building is hit nearly 100 times a year.
MYTH: If it’s not raining and there are no clouds directly overhead, you’re safe from ...
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That’s What Insurance Is For? (Maybe Not) – Personal Auto Rate Update
Personal auto insurance pricing has changed a lot in the past five years. Credit and claims history now factor into premium rates in a big way. The best rates are reserved for individuals with a very stable credit record, a history of no late payments, and no claims. Quite a few of our carriers now base new-business rates on a five-year claim ...
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