Imagine you’re planning your dream destination wedding where the venue is a breathtaking beach in the Caribbean. All your plans are falling into place and you’re only a few days out when weather reports predict a category four hurricane is supposed to make landfall. What are you supposed to do? How will you get reimbursed for the money you’ve put ...
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I run a business from my home. What coverage do I need?
Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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Beware of Flood Damage to Used Cars
If you’re in the market for a pre-owned vehicle, you’ll want to use extra caution making your purchase following devastating flooding due to recent hurricanes. There have been reports of flood damaged vehicles being re-sold to unsuspecting buyers throughout the country.
Identifying a Flood Damaged Vehicle
The National Association of Insurance ...
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Pet Insurance
It’s important to insure the things you love. For many people that means making sure your pets are insured! At TR Insurance we now have available a pet insurance program to help you meet your pet’s needs.
Coverage is available for accident and illnesses, and there is also an optional preventative care add-on.
Choose from a selection of ...
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Homeowners Program Changes (Updates)
As of October 2016, one of our carriers (Mutual Benefit) migrated from the 1991 homeowners policy form (Insurance Service Office) to the 2011 version.
There are some coverage changes that may require your attention. Many of these coverage changes are already reflected in the current policy forms in use by other agency carriers. Therefore, this ...
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Don’t Let Your Holidays Be Hazardous
The holidays are said to be the most wonderful time of the year. Families all over are decorating their homes, cars, and offices for the holiday season, as well as braving the crowds to select the perfect gift for family and friends.
While the holidays are full of magic and excitement, it is important to remember the hazards that can occur ...
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Auto Insurance – What’s New
In April 2016, both Penn National and Safeco introduced new telematics insurance products. Telematics-based policies rely on the merging of telecommunications and informatics data—your cars GPS and navigation, an onboard device and possibly a smart phone app—to track your driving habits. These usage based products provide opportunities for ...
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Don’t Fall for This
As the weather warms, there are more outside jobs in your home or business. Use these simple precautions as you perform any work that requires a ladder. Work–related falls from ladders cause over 100 deaths and nearly 15,500 nonfatal injuries annually according to the Centers for Disease Control and Prevention. The Occupational Safety & Health ...
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