U.S. Bureau of Labor Statistics (BLS), in 2023, construction employment reached an all-time high of 8.0 million workers, surpassing the previous peak of 7.7 million in 2006. Hazardous work conditions means that the fatal injury rate for the construction industry is higher than the national average for other industries. As a general contractor, ...
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Preventing Claims While You are Away from Home
If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
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10 Tips for Driving Safely in the Rain
Did you know records show that 73% of weather-related crashes occur on wet pavements and 46% occur during rainfall? Bad summer storms can make navigating roadways difficult. Here are 10 tips to help you during rainy road conditions.
Check and replace windshield wipers frequently - While this seems like a no-brainer before a big ...
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What’s Your Business Risk for Cyber-Related Claims?
In today's world, doing business online is an everyday occurrence, but for businesses it does carry increased risks. Do you know what your exposure is? TR Insurance is pleased to offer Cyber Liability insurance. To find out if you may need this type of protection, take this 10-question quiz. Your answers to the questions below help determine your ...
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Insurance Considerations for Early Retirement
Early retirement comes with many financial considerations including how you will bridge the gap in healthcare coverage between your retirement and when you qualify for Medicare. If you’re planning on early retirement, you should consider the insurance option that fits your budget and needs.
Retiree Healthcare Coverage
Most people lose their ...
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Getting a New Vehicle?
Whether it’s your first or fifth time purchasing a car, there are many exciting and difficult questions you’re asking yourself. Do I want a SUV or a sedan? Will I purchase new or used? Do I like the white or the silver color? You should also consider how the car you choose will impact your insurance premiums.
New Car or Used Car
There are pros ...
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Prevent These Common Business Site Risks
Have you taken the time to evaluate your business’ surroundings? It’s a good idea to be on the lookout to protect not only your employees, but also customers from common business site risks.
Snow and ice can often hide damaged areas where people are prone to get injured, so it’s important to start these safety checks now in order to prevent ...
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Individual Health Insurance Open Enrollment
Open enrollment for individuals who purchase their own health insurance starts November 1 this year. This is your annual opportunity to purchase or change individual health insurance coverage.
If you already have an individual or family health plan, this is the only time of year to make changes to your coverage. You may only enroll for coverage ...
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