After a major storm, the last thing you want is a surprise from your insurance company. But for many homeowners, that is exactly what happens when they file a roof claim. In a lot of those cases, the issue comes down to something they had never thought to check: the age of their roof. This is worth understanding before you ever need to file a ...
[Read more]

  Should I Purchase Liability Insurance? If you own a home, drive a car, have a pool, post on social media, or have teenagers behind the wheel, the better question might be: can you afford not to? A personal liability umbrella policy is designed to protect you when a claim exceeds the limits of your home, auto, or renters insurance. ...
[Read more]

  When you rent a home or apartment, it’s easy to assume your landlord’s insurance will protect your belongings. In reality, that coverage only applies to the building itself, not what’s inside it. That’s where renters insurance comes in. What is Renters Insurance?  Renters insurance helps protect your personal belongings if they’re ...
[Read more]

Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe. Check for drafts around edges of windows and doors. If your home has central air conditioning and the ...
[Read more]

Your homeowner’s policy might not fully protect your most treasured possessions, and you might not even realize it until it’s too late. Certain classes of personal property often have limited coverage under a standard policy. These can include: Cash – Physical currency kept in your home. Coins – Collectible or rare coins you’ve purchased or ...
[Read more]

Summer is finally here! Backyard swimming pools are a great place to spend time with family and friends during the summer months, but pool ownership also comes with responsibility. We want everyone to have a safe and fun time at the pool, which is why educating yourself on pool safety is very important. Drowning is the leading cause of ...
[Read more]

If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
[Read more]

Home renovations can increase the value of your home. When you undertake a home renovation, you’ll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
[Read more]