Colder climate presents all kinds of challenges, especially when it comes to your home. Protecting your home during fall and winter months is essential for preventing some disastrous issues. Here are some tips to help keep your home safe. Check for drafts around edges of windows and doors. If your home has central air conditioning and the ...
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Your homeowner’s policy might not fully protect your most treasured possessions, and you might not even realize it until it’s too late. Certain classes of personal property often have limited coverage under a standard policy. These can include: Cash – Physical currency kept in your home. Coins – Collectible or rare coins you’ve purchased or ...
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Summer is finally here! Backyard swimming pools are a great place to spend time with family and friends during the summer months, but pool ownership also comes with responsibility. We want everyone to have a safe and fun time at the pool, which is why educating yourself on pool safety is very important. Drowning is the leading cause of ...
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If you’re planning a vacation, have a summer or winter home, or maybe you have an older relative who has to stay at a rehab facility temporarily, the last thing you want to think about is something happening to your home while you’re gone. If you’re preparing for some time away, there are steps you can take to avoid finding you have to file a claim ...
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Home renovations can increase the value of your home. When you undertake a home renovation, you’ll research, create plans and a budget, and consult with experts in the industry. But, often people forget to contact us to update their policies, which can add up to serious risk. While some changes may not affect your homeowners policy dramatically, ...
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Who’s responsible for what? If you own a rental property, you should be clear on what your responsibilities are and what are the responsibilities of the tenant. Landlord Insurance If you’ve invested in a rental property, you’ll want to make sure you have the right coverage to protect your investment in case of loss. Landlord insurance policies ...
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As a homeowner, you may face unexpected and unbudgeted repair expenses. Your homeowners insurance is there to provide coverage in many instances, but there are a couple additional types of coverage you should be aware of. Service Line Coverage Most homeowners don't realize they are responsible for the underground service lines that run from the ...
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