Updated April 11, 2022
Uber and Lyft are now more than just convenient rideshare apps. Delivery services are on the rise through apps like Uber Eats, GrubHub, and DoorDash and while they are easy to use through their mobile apps and affordable for consumers, confusion can arise for working drivers – especially when it comes to understanding ...
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Auto Gap Insurance
With cars selling for significantly over the sticker price right now, you may be offered gap insurance when you purchase your vehicle. Should you get it? Your auto policy may cover the value of your vehicle if it is totaled or stolen, but what happens if you owe more on your loan or lease than what your vehicle is worth?
What is Gap ...
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Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
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The Collision Damage Waiver: Do I Need It?
Updated June 2021
Planning to rent a car for your summer vacation or a weekend getaway? Wondering what sort of auto coverage you need? Here are the answers to some commonly asked rental questions, courtesy of Insurance Agents & Brokers of Pennsylvania.
Q) I'm going on vacation and plan to rent a car. I've been told my personal auto ...
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Does Insurance Cover COVID-19 Testing and Vaccines?
If you’ve been exposed or have symptoms of COVID-19 and want to be tested, or are scheduling your COVID-19 vaccination, there are some things you should know beforehand with respect to your insurance coverage.
COVID-19 Testing and Your Coverage
Before you schedule your COVID-19 test, it is important to figure out what type of health care ...
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How should I handle the reporting of auto insurance claims?
In many cases, you should report auto insurance claims promptly to the agency. Some carriers prefer that claims be reported directly to the insurance company. They provide 800 numbers which claim 24-hour service in reporting claims. However, most insurance company claim departments are not open on evenings or weekends and claim reporting is ...
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Wedding and Special Event Coverage
Imagine you’re planning your dream destination wedding where the venue is a breathtaking beach in the Caribbean. All your plans are falling into place and you’re only a few days out when weather reports predict a category four hurricane is supposed to make landfall. What are you supposed to do? How will you get reimbursed for the money you’ve put ...
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I run a business from my home. What coverage do I need?
Running a business from home gives you the flexibility to create your own hours and spend more time with family. Homeowner’s policies provide limited or no coverage for a business conducted in your home or in a detached structure at your home location. Whether your business is part-time or full time, you’ll want to consider a home-based business ...
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