Starting a new teen driver out on the road can be a stressful experience. Teen drivers are less experienced and more accident-prone than their parents, thus, they usually cost more to insure. For these reasons, we tend to make safe driving habits the highest priority in those first formative years between the learner’s permit and the high school ...
[Read more]
Medicare Checklist
Updated May 10, 2022
Turning 65 soon? Already 65 and losing your coverage through an employer or group? Make sure you’re ready to get the most out of your new Medicare benefits.
Most working Americans are automatically enrolled in Medicare Part A (hospital insurance) on the first day of the month in which they turn 65 years of age (or the ...
[Read more]
Auto Gap Insurance
With cars selling for significantly over the sticker price right now, you may be offered gap insurance when you purchase your vehicle. Should you get it? Your auto policy may cover the value of your vehicle if it is totaled or stolen, but what happens if you owe more on your loan or lease than what your vehicle is worth?
What is Gap ...
[Read more]
Flood Insurance: Your Questions Answered
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. Neither standard homeowners, ...
[Read more]
The Collision Damage Waiver: Do I Need It?
Updated June 2021
Planning to rent a car for your summer vacation or a weekend getaway? Wondering what sort of auto coverage you need? Here are the answers to some commonly asked rental questions, courtesy of Insurance Agents & Brokers of Pennsylvania.
Q) I'm going on vacation and plan to rent a car. I've been told my personal auto ...
[Read more]
Does Insurance Cover COVID-19 Testing and Vaccines?
If you’ve been exposed or have symptoms of COVID-19 and want to be tested, or are scheduling your COVID-19 vaccination, there are some things you should know beforehand with respect to your insurance coverage.
COVID-19 Testing and Your Coverage
Before you schedule your COVID-19 test, it is important to figure out what type of health care ...
[Read more]
How should I handle the reporting of auto insurance claims?
In many cases, you should report auto insurance claims promptly to the agency. Some carriers prefer that claims be reported directly to the insurance company. They provide 800 numbers which claim 24-hour service in reporting claims. However, most insurance company claim departments are not open on evenings or weekends and claim reporting is ...
[Read more]
Wedding and Special Event Coverage
Imagine you’re planning your dream destination wedding where the venue is a breathtaking beach in the Caribbean. All your plans are falling into place and you’re only a few days out when weather reports predict a category four hurricane is supposed to make landfall. What are you supposed to do? How will you get reimbursed for the money you’ve put ...
[Read more]
We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.