Term life insurance rates have never been lower. Examples of available rates for ages and death benefit amounts in the very best non-tobacco rate class are shown below. We can prepare customized proposals from leading companies. You can also access self-service quotes on line on the Life Insurance page of our website. ...
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Contractors Alert! Pennsylvania Construction Workplace Misclassification Act (HB400)
Some of your independent contractors could soon be reclassified as employees. The Pennsylvania Construction Workplace Misclassification Act, enacted in 2010, and effective February 10, 2011, targets the Construction industry. Meant to contain evasion from Unemployment Compensation and Workers' Compensation obligations, the law:
Spells out how ...
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Now Representing Encompass
Encompass is best known for their Universal Security Policy (USP). The USP has been a premier personal lines package policy, offering higher limits and special features many ordinary policies don't include. Encompass and USP offer quick and responsive claim service, money saving discounts and an Easy Pay plan. USP offers the convenience of one ...
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Penn National Offers Exceptional Personal Lines Programs
We were appointed to represent Penn National for personal lines last Fall, 2010. Established in 1919, the company now has more than $1 Billion in assets and ranks among the top 10% of the approximately 1000 US property-casualty groups (based on net written premium). Its insurance products are distributed through 700 independent agents. Penn ...
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Low Cost Life Insurance Guaranteed Rates for all Terms Non-Tobacco Very Best Preferred Rates
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I am interested in life insurance. How do I determine the amount and kind?
Stated simply, the amount of life insurance needed depends on your income and your financial responsibilities to your dependents. The amount can be determined by considering the amount that would be required for final expenses, mortgage and debts, education costs, family income and taxes and estate costs. In the process, you would consider Social ...
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What kind of health insurance coverage is available?
There are many situations that call for the purchase of individual health insurance coverage. An individual or family may need coverage because they are not covered under a group insurance plan. They may need coverage because they have not met a waiting period to be covered under group insurance. They may need coverage because they are not working ...
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If I pay off my mortgage, refinance or pay off a home equity loan, who do I need to notify?
In the past few years there has been a flurry of refinance activity. Home equity loans and home equity lines of credit are very popular. If you pay off a mortgage or take a new loan, the interest of the financial organization must be added or deleted. The insurance company or agent is often not notified when a loan obligation is satisfied. ...
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