What deductibles are available for comprehensive and collision? Should I select higher deductibles?

Damage to your vehicle is covered subject to a deductible. You can select deductibles for comprehensive and collision coverage. Collision coverage responds when you collide with an object or vehicle other than an animal. Comprehensive coverage responds for animal collision and other types of damage including theft, vandalism, and glass breakage. Deductibles are available as low as $50 or $100 for some coverages. Higher deductibles are also available such as $500, $1,000, $2,000 or more. Over a number of years, if you don’t cause an accident, the savings may be much more than the deductible exposure.