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Home > Homeowners > Property values and construction costs have increased in the past few years. How do I know if the coverage amount under my homeowner’s policy is adequate?

March 5, 2011

Property values and construction costs have increased in the past few years. How do I know if the coverage amount under my homeowner’s policy is adequate?

You should insure your home for full replacement cost of the structure. Construction costs have increased dramatically in this decade. Your home should be evaluated and any improvements you have made should be considered. Some policies provide a dwelling replacement extension of 20-50% above the dwelling limits shown on the policy. You should insure for 100% of the dwelling replacement cost and include the extension endorsement to provide extra protection.

Filed Under: Homeowners

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TR Insurance Group

346 East Main Street
Collegeville, PA 19426
[email protected]
610 489 6911
Fax: 610.489.9619
Toll Free: 800.222.3340

We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.

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