U.S. Bureau of Labor Statistics (BLS), in 2023, construction employment reached an all-time high of 8.0 million workers, surpassing the previous peak of 7.7 million in 2006. Hazardous work conditions means that the fatal injury rate for the construction industry is higher than the national average for other industries. As a general contractor, ...
[Read more]
What’s Your Business Risk for Cyber-Related Claims?
In today's world, doing business online is an everyday occurrence, but for businesses it does carry increased risks. Do you know what your exposure is? TR Insurance is pleased to offer Cyber Liability insurance. To find out if you may need this type of protection, take this 10-question quiz. Your answers to the questions below help determine your ...
[Read more]
Prevent These Common Business Site Risks
Have you taken the time to evaluate your business’ surroundings? It’s a good idea to be on the lookout to protect not only your employees, but also customers from common business site risks.
Snow and ice can often hide damaged areas where people are prone to get injured, so it’s important to start these safety checks now in order to prevent ...
[Read more]
Thinking of Starting a Small Business? Insurance Considerations.
Updated June 7, 2022
If you are considering a new business venture or recently opened your first business, there are some important insurance decisions to consider. Business insurance protects you from accidents, natural disasters, and unexpected costs.
“Gotta” Have Vs. Should Have
Although many types of insurance policies and packages ...
[Read more]
Flood Insurance: Your Questions Answered
Updated July 9, 2021
Flooding can happen at any time. You don’t want to wait until you’re dealing with a disaster to make sure you’re protected. If you’re considering purchasing flood insurance here are some answers to the most commonly asked questions.
Will my standard homeowners or business policy provide coverage for flood damage?
No. ...
[Read more]
Strong Passwords Help Protect You Online
Would it surprise you to know that “123456” and “password” are the two most common passwords in use? It’s true. They aren’t very secure, but people still regularly use those two passwords, and a bunch of other very weak passwords. See the top 25 most popular passwords of 2015 here.
Passwords are a hassle, but it is important you take cyber ...
[Read more]
Did You Receive an Audit Reminder?
As you may know, workers compensation and some general liability policies are subject to an audit.
A Good Faith Estimate…
The premium basis for workers compensation policies is based on payroll and depending on the classification the premium basis for general liability policies can be payroll, sales, area, admissions, or some other factor. For ...
[Read more]
Prepare for Summer Heat
Whether you’re supervising employees who work outdoors this summer or spending time outdoors yourself, heat-related illnesses are a serious summertime health concern. To prepare for the summer heat, make sure you and your workers recognize the symptoms of heat exhaustion and heat stroke and how to prevent them.
image lic. Craig ...
[Read more]
We are a Trusted Choice independent insurance agency in Collegeville, PA providing auto, home, business, life, health and group insurance in PA, DE, MD and NJ.