Most health insurance plans offer emergency coverage within the United States, should you happen to be traveling outside your coverage area for a short period of time. But what about when you travel abroad? Medicare does not pay for medical expenses incurred outside the US and its territories. Even if you’re under 65, your health insurance may be limited to emergency care only when you travel. How can you ensure that you’re covered if you’re ill or injured in a foreign country and need to see a doctor?
If you’re planning a vacation or business trip overseas, you can purchase a one-time travel medical insurance plan for yourself, your family, or a group you are traveling with through International Medical Group (IMG). These plans provide coverage for doctor visits, emergency room and transportation costs, and hospitalization, as well as some costs related to political evacuation and natural disasters (limits and deductibles apply). In addition, you can purchase special coverage for skiing, kayaking, scuba diving, mountain biking, and other sports activities you may take part in while you travel.
Have a student who’s traveling abroad for a semester? Hosting an exchange student who needs coverage?
IMG offers Patriot Exchange and Student Health Advantage plans for students traveling to and from the US.
Over 65 and planning to travel more frequently?
IMG now offers specially designed travel medical plans for Medicare beneficiaries who are enrolled in Medicare Supplement or Medicare Advantage plans. You can purchase GlobeHopper Senior coverage to cover Medicare-eligible expenses for short trips, long trips, or even multiple trips within the same 12 months.