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Randy and Debbie have always been quick to respond to any questions we have, very helpful when we need information, and kept us apprised of new products which may better suit our needs. They've been great.

Leslie White, Whimsical Welcomes, Collegeville

RLI Personal Umbrella Policy

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Protect yourself with an extra layer of liability insurance.

A day in court can cost you a lifetime's work...

"Lawsuit" is a scary word to most of us. That's why we purchase personal insurance to protect ourselves and our families. However, many people assume their auto or home insurance will provide all the liability insurance they need. That's not necessarily true!

Personal umbrella liability insurance provides you with an extra layer of personal liability insurance - in addition to your current home and auto insurance. And that can be important coverage if someone is injured in a vehicle accident or in your home.

Jury awards in personal liability lawsuits are unpredictable and often very expensive. With the strike of a judge's gavel, all of our assets that we've worked so hard to obtain can be taken away - leaving our families exposed to financial ruin.

But you can protect your assets with RLI's personal umbrella policy!

With personal liability insurance from RLI, you obtain auto or home coverage from whatever insurance company you choose. You just need to maintain minimum underlying coverage limits.

  • Flexible - choose from $1-, $2-, $3-, and $5-million in liability limits
  • Available - you have immediate access to the program regardless of the carrier providing the primary home and auto coverages
  • Affordable - we offer competitive premiums for all coverage limits
  • Friendly - broad underwriting guidelines means most people can easily qualify for the program
  • Easy - our self-underwriting application lets you know whether you qualify for coverage as soon as you complete the form.